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Bike financing

Fresh Financing

Everyone is eligible to apply.

Fresh Bikes offers two financing options to help you get on the bike you want. Everyone is eligible to apply.

Option 1
Synchrony Financial

Fresh Bikes offers a proprietary credit card through Synchrony Bank with a revolving credit line usable repeatedly at Fresh Bikes.

12-Month Deferred Interest

Pay no interest if you settle the balance within 12 months. If the balance remains unpaid after this period, interest accrues at 29.999%.

How to Apply

  • Applications must be completed in-person at the store.
  • Processing takes approximately 20–30 minutes.
  • All financing requires credit approval from Synchrony Financial.

Make Payments

Online

Visit Synchrony's portal to manage your account, view balances, update information, and schedule up to 12 payments in advance.

By Phone

Synchrony Bank Customer Service: 1-866-396-8254

Monday–Friday 7:30 AM–Midnight EST | Saturday 10:00 AM–7:00 PM EST | Sunday Closed

By Mail

Synchrony Bank, PO Box 960061, Orlando, FL 32896-0061

Option 2

Freedom Road Financial

Freedom Road Financial offers fixed installment loans with highly competitive rates. Unlike a revolving credit line, this is a traditional loan with predictable monthly payments and a clear payoff date.

Fixed Installment Loan Terms

24

months

36

months

48

months

How to Apply

  • Apply in-store at Fresh Bikes.
  • Choose a 24, 36, or 48 month term that fits your budget.
  • All financing requires credit approval from Freedom Road Financial.

Financing Available for Custom Builds

Ordering a new bike? Financing is available through either Synchrony or Freedom Road Financial. Apply in-store and spread the cost of the build you rented.